Joan Galardo

Residential Commercial Mortgage Loan Originator at Clear Lending.

  • Articles Posted: 27
  • Viewed by : 2231

Debunking all the Latest Myths about Conventional Loan in Texas

  • 19 Jan 2022
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Worried whether conventional loans are a good choice because of all the things you hear? Let’s dispel the truth here! Purchasing a home in the current real estate market is no mean feat. Yes, there is a myriad of loan options but the popularity of conventional loans is yet to be diminished. Conventional loan rates are low now and this makes the ideal time to buy a home. However, many individuals steer away from applying for conventional loan Texas due to myths and misconceptions. For this reason, let’s debunk the myths about conventional mortgages.  Myth #1: Gift Funds are not Allowed for Conventional Loans Many individuals think that only

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4 Key Hacks to Get Home Loans for Bad Credit Scores in Houston, TX

  • 13 Jan 2022
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Do you want to apply for a home loan program with a low credit score? Then, you should follow these hacks. Checked your credit score from three major credit bureaus before applying for a home loan and found that it is quite low? Wondering what to do? Well, it is a bit difficult to get approval for a home loan with a low credit score but it is not impossible. Opt for the lenders who offer home loans for low credit scores in Houston, TX. But how to ensure home loans with a low credit score. Here are a few hacks to follow - ·         Come with

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House Cleaning Service Atlanta - How to Find A Reliable Home Cleaning Service?

  • 12 Jan 2022
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Is it possible to find a reliable House cleaning service Atlanta? Read below to know the things you need to consider before hiring a professional cleaning service. The current situation makes it difficult to keep track of the cleanliness of one's surroundings, whether at home or at work. Everyone is overburdened with a never-ending list of everyday activities that include both indoor and outdoor responsibilities at home as well as work. Who doesn't want their office to be clean and beautiful? Cleaning your commercial space will not only maintain it clean but will also increase staff productivity. That is why it is critical to conduct preliminary research on various cleaning

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3 Tips to Remember When Buying House Loans for Bad Credit in Fairfax County, VA

  • 06 Jan 2022
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Getting ready to buy house loans for bad credit in Fairfax County, VA? Let’s find out the useful tips!  If you have finally chucked the idea of renting and decided on buying a house, congratulations! Purchasing a house requires commitment but also needs to embrace a set of tips. In this article, we mention the best tips to remember before shopping around for house loans for bad credit in Fairfax County, VA. You May Be Paying for a High Mortgage Rate Let’s be honest, you might not end up with a low-interest rate. A low credit score means high risks to mortgage lenders. Compensating for the risk, high-risk

Read more · 3 min read

Home Loans for Bad Credit Scores in Chicago, IL: Types and How to Apply

  • 29 Dec 2021
  • 0

What options do you have for low credit scores? Here’s an article giving you all the details!  The thought of buying a house can be a lot. If you have a low credit score, you might have a difficult time qualifying. But it is not completely impossible since home loans for low credit scores in Chicago, IL steal the spotlight nowadays. The credit score is not much of a big roadblock as it used to be in the old days. So, let’s go over the essential information to remember about home loans for low credit scores. Fannie Mae Home Loans Fannie Mae HomeReady home loan programs are best-suited

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